Organize your life

I have spoken with some friends and have come to discover that one of the most frightening things about being independent involves organization. Many people are afraid that there will be issues paying bills, and also organizing doctors appointments. The key to each of these is organization!

Bills

• A desk! Have a set place to pay your bills. A desk would be best, but a plastic drawer set beside your dining room table would work as well. Just make sure you keep everything together. You need several things around here:
  
• Bills: You need a special place to put your bills. I have a divider at the corner of my desk that holds my bills, and as soon as I walk in (and open to look at the damage and due date) I put them here. As soon as you get a bill go ahead and pay it so you don't forget. Make sure you also have stamps here, because bills do not provide them.
  
• Due dates: If you think you'll forget to pay your bills, post a list of due dates and the cost of your bills. I have mine on a dry erase board on the wall beside my desk. I have the bill, the cost (or the last cost for thing such as electric) and the due date. Then I write the date they were paid to make sure I got this months and it has been paid. 
  
• Save them! Once you have paid your bills put the invoice and anything else that came in the envelope back in the envelope. My checks come with a carbon copy and so I save this in here which has the date and amount. I have an accordion folder and I keep all of my bills in here. 
  
• Savings: As you do your bills, think about a savings account as another bill. When you pay your bills, transfer a set amount of money (maybe just $50 or $100 a month) and put it away for unplanned things, such as a car accident or medical bills. If you can't do this, get a credit card just for these. You will have to pay interest, but you won't have to worry about being indebted to someone else, just a credit card company! But don't keep this card in your wallet. Hide it, and only take it out if you have an EMERGENCY! (And a $500 dress on sale for $300 is not an emergency)

Appointments

Most people who live with their parents, have the luxury of simply being told when a doctors appointment is, not having to actually call the doctor, and remember a doctors appointment is coming up.

• Appointment book! Make sure you buy an appointment book, or use your phone to consolidate. Write down all of your appointments! Your work appointments, your friends appointments, your doctors appointments. Anything you say you will do needs to be official. It will help you remember appointments, and also look forward to fun appointments.
• Here is a list of when you should visit your doctors:
• Dentist: every 6 months
• General practitioner:  once a year
• Gyno: once a year
• These do not count if you have a special condition. Ask your doctor (or your parents who have been scheduling these appoints) and write these down as well.
• Also, if you get sick and don't get better, go to a doctor. If it is just a sore throat that won't go away after a week or more, go to urgent care. If it doesn't go away after you see urgent care, or if you have more serious symptoms, go to your general practitioner. Don't run to the doctor everytime you get sick. Most things can be fought if you give it a few days, just manage the symptoms with meds when you need them. Also, health insurance goes up the more you go to the doctor. 
• I would suggest writing down the date of each of your last visits, and the approximate date of your next visit, or else schedule it in advance. Write this down in your planner, or post it on a bulletin board at your desk.

Don't only write down your work and doctors appointments, write down everything! Write down your fun appointments with friends and significant others, it will give you something to look forward to. 

• Friends: Make sure you see at least one friend a week. In the beginning of the week schedule this day so that you will have something to look forward to. But as the new person at your job, you are often very busy. But make sure you make time each week to see a friend. If you are tired, simply sit around and watch tv with them. Or go to a bar. But make sure you write this down in your planner to make it just as official as work. And don't let anything else come in the way (although things do happen).
• Love life: Just like your friends, make at least one day a week for your significant other, or a potential significant other. Even if you have been dating someone and are past the honeymoon stage, make at least one day a week to spend alone in or out doing something special. Make this day just as official by writing it in your schedule. 
• Home life: Spend everyday cleaning a little bit. I have written a previous blog about keeping your apartment clean called How to Clean. Basically, you need to clean as you go. And spend a little time each day doing detailed cleaning. For instance, clean your counter each time you cook, but also run in and spend five minutes on the toilet on Mondays, then five minutes on the shower on Tuesdays... 
• Pets: I don't have a pet, because I can barely take care of myself, but I grew up with a dog, so I may be able to give a little advice. Make time for your pet each day. Write down everything that needs to be done (feedings, walks, potty breaks) and write down a time for each (with breakfast, after work...) Then, when you are winding down in the evening, or getting ready in the morning, sit down with your pet and pet it as you pick out your clothes. Talk to it as you brush your teeth or shower. Give it treats as you cook. 

Organization is the key to getting everything done. In order to pay your bills you have to have a set way of doing it. You have to know where your bills go, when they are due, and a guesstimate of how much they will be. You also need to write down every appointment you have, not only work but also friends.